What you need to know about snow travel insurance.


What does ski and snowboard insurance cover?

We cover you for skiing and snowboarding at a commercial ski field, provided you’re not trying to show-off too much by racing, or performing any acrobatics or stunts!

Holiday Rescue travel insurance covers you for:

Rescue and emergency medical treatment.

If you’re badly injured while skiing (or snowboarding) on a designated commercial ski field, and need to be evacuated off the snow slopes by stretcher, ambulance or helicopter to the nearest medical facility…we’ll cover the costs. If you need further medical evacuation back to New Zealand, we’ll bring you home too.

Ski & snow equipment.

If you have an overseas comprehensive policy, we’ll cover you up to $5,000 with a maximum of $1,000 per item if your ski equipment is stolen or damaged due to an accident, such as a fire. Remember you must take care of your items at all times. We don’t cover forgetfulness or carelessness – so make sure your equipment is secured when it’s not in use – and don’t leave it on show in the car!

Ski & snow bookings.

If you’re unexpectedly sick or injured so can’t use the ski field and lift passes or lessons you paid for in advance, we will reimburse you for the dates you weren’t able to use them.

Bad weather and avalanche closures.

If you have to cancel your holiday or move to another location because extreme and unexpected weather conditions cause the closure of the resort, slope and/or piste, we’ll reimburse you for either your unused non-refundable deposits, or the additional costs you incur to change your arrangements.

What you need to know.

  • You won’t be covered if you go off-piste or ski (or snowboard) outside of a designated commercial ski field.
  • You also won’t be covered if you are in areas that are not monitored, patrolled, maintained, or have been closed for any reason.
  • If you leave your skis unlocked and they’re stolen, but there was a commercial ‘lock ‘em up’ facility available, they won’t be covered.